As mortgage policies change in Canada, financing your home can be a complex endeavour. Choosing a skilled and knowledgeable mortgage broker, lender, or agent, is very important to secure your investment in your home. Pre-qualifying for your home purchase, and understanding your financial limits, can make your home search more rewarding. It can help you plan for a short-term, or a long-term purchase. The sooner you are pre-qualified, the sooner you will understand what you can afford.